A refund with each purchase?
Yes of course ! With the Certo card! One Mastercard®

Lica MyDesign

  • Free credit card, no annual fee
  • CHF 50.– initial credit offered! 1
  • 1% refunded on purchases made at 3 merchants
  • And 0.33% everywhere else
  • Usable worldwide
  • Mobile and contactless payment
  • Free app
Credit card

How to get your credit card?

Make your request

Complete the online form and send it signed to Cembra

Application Review

Your request will be examined and validated by Cembra

Receive your credit card

If your request is accepted, you will receive your credit card

Certo! One Mastercard in Lica MyDesign: the free credit card with up to 1% of cashback with each payment and 50 francs of initial credit1 offered.
Credit card
Credit card

We are at your disposal 7 days a week to answer your questions!

What our clients
say about us:

The issuer is Cembra Money Bank AG Zurich.
1) The initial credit will be issued once the application has been approved and after the first payment with the Certo! One Mastercard until 31.12.2023. The card application must be submitted to Cembra Money Bank NV no later than 1.12.2023.

NEWS

Our best articles about credit cards!

06Jan

Why buy back your private credit, your credit cards and even your leasing?

Do you want to take charge of your financial future and save money for this new year? Why not buy back your private credit? It's a task that can seem daunting! But with the right information and the help of Lica, you will quickly be financially relieved at the end of each month. In this […]

10Aug

Why redeem your credit cards?

Today, the credit card has managed to rise to the top rank of the most widely used payment instruments in the world. Not only does this card make it possible to avoid traveling with a large sum of money, but above all it makes it possible to have a reserve of money available at all times. Although very useful, credit cards […]

09Jun

A private loan to pay off my credit cards

Has your credit card spending gotten out of control? Know that there is a solution to no longer pay interest in a vacuum. Unfortunately, when we are faced with a large debt on the credit card, the interest expense is 12%. An overdraft of, for example, 5,000.- will therefore be billed […]

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Lica
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Zeinab Rkain
Zeinab Rkain
13:34 29 Nov 23
Nilsa Teixeira
Nilsa Teixeira
17:02 16 Nov 23
The consultant Mara Garcia, in addition to being friendly, is a good professional. She is very good at what she does...
Pedro Ramiao
Pedro Ramiao
16:45 16 Nov 23
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