Example of calculation with a loan of CHF 10,000, an effective annual interest rate between 3.9% and 9.95% and a duration of 12 months. This financing generates total interest between CHF 318 and CHF 524. Duration: 12-120 months. Maximum annual interest rate 9.95%. The granting of credit is prohibited if it leads to over-indebtedness of the consumer (art. 3 LCD).
Do you need private credit to finance a project? Do you want to increase your chances of obtaining a loan from a credit organization? You thus initiate procedures with various credit organizations. At the time, making several credit applications may seem like a good idea, but in reality, it is not the case […]
When you get a loan, it is important to be able to repay your credit despite all the vagaries of life. The borrower may be subject to unemployment, work stoppage following an accident or illness. With payment insurance, whatever happens, you are financially protected! […]
Have you ever heard that a tax deduction was possible when you have private credit. What is it really and how is the taxation of private credit in Switzerland? A little zoom on the subject in order to learn more and above all to save you taxes when possible! The possibility of obtaining a deduction […]
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