Example of calculation with a loan of CHF 100,000, an effective annual interest rate between 2.9% and 9.95% and a term of 24 months. This financing generates total interest between CHF 3,102 and CHF 10,692.-. Duration: 12-120 months; Maximum annual interest rate 9.95%. The granting of credit is prohibited if it leads to over-indebtedness of the consumer (art. 3 LCD).
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