Example of calculation with a loan of CHF 100,000, an effective annual interest rate between 2.9% and 9.95% and a term of 24 months. This financing generates total interest between CHF 3'102 and CHF 10'692.-. Duration: 12-120 months; Maximum annual interest rate 9.95%. The granting of a credit is prohibited, if it leads to over-indebtedness of the consumer (art. 3 LCD).