Example of calculation with a loan redemption of CHF 10,000, an effective annual interest rate between 3.9% and 9.95% and a duration of 12 months. This financing generates total interest between CHF 318 and CHF 524. Duration: 6-84 months; Maximum annual interest rate 9.95%. The granting of credit is prohibited if it leads to over-indebtedness of the consumer (art. 3 LCD).
When we are in a relationship, it is quite common to take out a loan to finance certain projects. Indeed, whether it was to buy a car, furniture or finance any other need you might have had with your ex-spouse, credit proved to be the right solution at that time. Today, the situation is no longer […]
Subscribing to a leasing contract allows you to have a vehicle at your disposal without paying for it all at once. The contract will stipulate that the vehicle is the property of the dealer during the term of the contract. The motorist will only own it at the end of the payment of the monthly installments (provided that he redeems the […]
Whether it's buying a new car, paying for your education, new furniture or any other expense, loans add up quickly. They can often be at very high interest rates with monthly bills that are difficult to manage. Managing your debts well and reducing your various monthly payments as much as possible are the best solutions for […]
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