Our team supports you in your credit project in Switzerland

LICA FOR YOUR CREDIT IN SWITZERLAND

Credit in Switzerland 2.0

Our business is evolving and being simplified thanks to new technologies. IIt therefore seems logical to us to share it with you. We are revolutionizing credit in Switzerland!

"A single point of contact who defends your interests"

The neutrality of Lica allows our customers direct access to the best offer on the market. Whether it is a private loan, mortgage financing or corporate credit, our expertise dedicated to financing guarantees easy acceptance and the best conditions for your credit in Switzerland.

The direction

Credit in Switzerland

Look for the best solution!


Whatever your situation, Lica is always looking for the best solution for your credit in Switzerland. Lica's independence is the key to her success!

Mission

Revolutionizing credit in Switzerland


With a unique cashback system for 100% online requests, our customers are always a winner. You get your loan at the best market conditions.

Vision

Always satisfy our customers


Our reputation is the result of the satisfaction of our customers. The quality of our work and respect for ethics are at the center of our concerns.

Values
TEAM LICA

Our team for your credit in Switzerland

Bénédicte Legueux

Bénédicte Legueux

Production manager

Credit analyst

Manuel Ognissanti

Manuel Ognissanti

Credit advisor

FR - IT

Bastien Henri

Bastien Henri

Sales manager

Partner

Mara Garcia

Mara Gacia

Credit advisor

FR - PT

Jef Deglon

Jef Deglon

Finance and IT

Partner

Tahere Rahmidel

Tahere Rahmidel

Credit analyst

FR - EN

Omar Gourgel

Omar Gourgel

Credit advisor

FR - ES - EN

Mirlinda Ahmeti

Mirlinda Ahmeti

Credit advisor

FR - DE - SQ

Zulma Franco

Zulma Franco

Credit analyst

FR - ES

Nicolas Vifquain

Nicolas Vifquain

SME credit advisor

External agent

A solid development of our activities

Lica increases its growth with the help of referrals. The best advertisement is the satisfaction of our customers.

When possible we say yes to our customers. When that's not possible, we find solutions.

When possible we say yes to our customers. When that's not possible, we find solutions.

INFORMATION ABOUT OUR SERVICES

Teams specialized in each of our departments

Our expertise is based on more than 20 years of experience, delivered by 24 professionals throughout Switzerland and in 7 languages.

Private credit

Private loan

Whether it's a new private loan or consolidating your existing financing, Lica accompanies you throughout the process.
Funding

Protection

No matter what life throws at you, you maintain excellent creditworthiness! Unemployment, disability or death, you and your loved ones are protected.
Business credit

Business credit

Do you want to obtain financing to develop your activities? With our credit solution for businesses you reach your goals faster!
Private loan

Refusal of a loan

Obtaining a loan is not always easy due to specific criteria that you must meet. Lica helps you regain your solvency with the CleanData pack.
CLOSE TO YOU

Our private lending counselors work locally
and know your region

Private credit

Vevey

vevey@lica.ch

Contact

Lausanne

lausanne@lica.ch

Contact

Geneva

geneve@lica.ch

Contact

If we

sion@lica.ch

Contact

Zurich

zurich@lica.ch

Contact

Freiburg

fribourg@lica.ch

Contact

CLOSE TO YOU

Our credit counselors work locally and know your area

Are you looking for a new challenge?

Send us an application today. We look forward to meeting you.

2014

Start!

We started our credit activities in 2014 under the name Crédit Privé Facile.

Start!

December 2014

2018

Lica

Lica is born and specializes more in fundraising activities.

Lica

July 2018

2019

SME

We offer financing for SMEs in Switzerland.

SME

March 2019

2020

Creditworthiness

In addition to loans, Lica offers a debt reduction service.

Creditworthiness

July 2020

NEWS

Articles and useful information on credit in Switzerland!

19Feb

How to calculate the maximum amount of a loan?

Requests for bank loans have exploded in recent years. Customers are increasingly looking to finance their projects or regularize their financial situation by opting for private credit. Faced with this trend, a question arises

29Jan

Taxation of a loan – How should you declare your private credit?

Are you wondering about the tax advantages of declaring your private credit in Switzerland? Let’s take a close look at the tax aspects related to this approach. This guide offers you detailed insight to better understand how to declare your private credit can

08Jan

What are the criteria that determine the interest rate of your loan?

Obtaining a personal loan from a bank or another credit organization is good. But taking advantage of a very advantageous interest rate is better! You will be amazed at how much interest rates, for a

04Dec

Increase in the maximum rate for private loans from January 1, 2024

In January 2024, Swiss consumers will be faced with a new financial reality: the increase in the maximum rate for private credit. This development, significant in the Swiss credit landscape, will bring the rate to 12 % for loans

NEWS

Articles and useful information on credit in Switzerland!

19Feb

How to calculate the maximum amount of a loan?

Requests for bank loans have exploded in recent years. Clients are increasingly seeking to finance their projects or regularize their financial situation by opting for

29Jan

Taxation of a loan – How should you declare your private credit?

Are you wondering about the tax advantages of declaring your private credit in Switzerland? Let’s take a close look at the tax aspects related to this approach. This guide offers you insight

08Jan

What are the criteria that determine the interest rate of your loan?

Obtaining a personal loan from a bank or another credit organization is good. But taking advantage of a very advantageous interest rate is better! You will be amazed

04Dec

Increase in the maximum rate for private loans from January 1, 2024

In January 2024, Swiss consumers will be faced with a new financial reality: the increase in the maximum rate for private credit. This significant development in the credit landscape

The private credit
revolution in Switzerland

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Lica
5.0
Based on 162 reviews
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Arthur Moreira
Arthur Moreira
13:51 21 Feb 24
Marta Ferreira
Marta Ferreira
14:47 20 Feb 24
Jedidia Andrianarivony
Jedidia Andrianarivony
13:49 20 Feb 24
It's impeccable
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