Information to better choose your private credit in Switzerland!

When you lend money to someone or borrow from a friend or family member, for example, you must clearly define and have the terms of this loan recognized by both parties. This is where recognition comes in.

Do you want to help a loved one by lending them money? Find out about all the risks that this choice may entail as well as the measures to take to protect yourself. We explain how to write an IOU. what is a

Today, the risk of indebtedness in Switzerland continues to increase. The vagaries of life, the health crisis, overconsumption or even an accident are among the many factors that can lead to debt. This is where Lica comes in! With

More than 561,000 Swiss are unable to pay their debts. Switzerland has about 561,000 over-indebted, or 6.5% of the population, according to a study by the CRIF institute. French-speaking Switzerland is particularly affected by this phenomenon, which can have

When you fail to pay an invoice, despite several reminders from the creditor, the latter initiates a lawsuit against you. In this article, we will see how prosecution works in Switzerland. This creditor's approach is

In 2019, more than 6 % of the Swiss population is in a situation of over-indebtedness. 80 % of them began to accumulate debts before the age of 25. In addition, the situation can quickly become a circle