Simple, fast and efficient debt reduction!

A single monthly payment that really takes your budget into account
You are no longer solicited by your creditors with reminders
Your financial data is completely cleaned
A transparent and no-obligation solution
You are financially free again!


Simple, fast and efficient debt reduction!

Simple, fast and efficient debt reduction!



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What our clients
say about us:

The Lica debt reduction service consists of consolidating all of your debts and invoices and then offering you a single monthly payment that is adapted to your budget. On the base of a mandate transparent, you thus avoid the numerous solicitations of your creditors and you quickly regain your financial freedom!


Our best articles and useful info on debt reduction!

Lica and its debt service

Lica and its debt service

Today, the risks of indebtedness in Switzerland are constantly increasing. The vagaries of life, the health crisis, overconsumption or even an accident are among the many factors that can lead to debt. This is where Lica comes in! With our debt relief service we help individuals who need assistance to get out […]

How prosecutions work in Switzerland

How prosecutions work in Switzerland

When you are unable to pay an invoice, despite several reminders from the creditor, the latter takes legal action against you. In this article, we will see how prosecutions work in Switzerland. This approach by the creditor is the only legal way in Switzerland to request the reimbursement of a claim. As a result, it […]

7 effective ways to pay off your debts!

7 effective ways to repay your debts!

In 2019, more than 6 % of the Swiss population is in a situation of over-indebtedness. 80 % of them began to accumulate debts before the age of 25. Moreover, the situation can quickly become a vicious circle because the debtor goes into debt to pay off his previous debts. Here are 7 effective ways to […]

Based on 40 reviews
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Ferreira Alberto
Ferreira Alberto
08:16 09 Sep 22
Many thanks to Lica and especially to François Guss. Your efforts do not go unnoticed. Thanks for your help and support. You are truly an asset to your team and to the entire organization. Your work ethic and your involvement are admirable, we are lucky to have someone as dedicated as you on board!
Cecilia de Jong
Cecilia de Jong
08:57 15 Jul 22
The person of my answer is very professional, efficient, reliable, diligent, updates my requests at all times, I am very grateful to Omar Gourgel, who always takes good care of my file, Bravo it is magnificent and excellent! Cheer! The employer should be proud of him, applaud and promote him please 👍🏻👍🏻👍🏻👍🏻
Thelight33 World
Thelight33 World
15:14 13 Jul 22
I was very satisfied with the services of Mr. Omar Gourgel, I highly recommend him! 👍
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✓ Highest acceptance rate in Switzerland
✓ Your request in less than 2 minutes
✓ The best market conditions
✓ A response in less than 24 hours
✓ No application fees