The protection of personal data has become a major concern in the digital age. In Switzerland, companies are increasingly aware of the importance of protecting their customers' data. Lica, broker private credit based in Switzerland, is at the heart of this transition towards a more secure digital space. Let's take a look at how Lica has adapted to the new data protection law and what it is doing to protect its customers' information.
Contents
- Brief overview of the new law
- Data protection declaration
- Purpose and duration of data retention
- Our data protection measures
- Transmission when applying for private credit
- Cookies and navigation
- Exercising your data rights
- Conclusion on data protection
Brief overview of the new data protection law in Switzerland
The new data protection law in Switzerland, called DPA (Swiss data protection law), has been strengthened to meet current data protection challenges. This law aims to guarantee the security and confidentiality of the personal data of Swiss citizens. Here are some key points:
- Strengthening protection: The DPA strengthens the protection of personal data in Switzerland, granting individuals greater control over their personal information.
- Data transfer : The law also regulates the transfer of data to other countries, ensuring that Swiss data is protected when transferred abroad.
- Corporate Responsibilities: Companies are required to adhere to stricter data protection standards and put in place adequate security measures to prevent data breaches.
- GDPR compliance: Although Switzerland is not part of the European Union, the DPA aligns with many principles of the General Data Protection Regulation (GDPR), making it easier to exchange data with the EU.
- Sanctions: The LPD provides for severe sanctions for non-compliance, including significant fines.
The Swiss DPA is an example of the adaptation of data protection laws to new digital realities and the growing importance of individual privacy. It aims to maintain a balance between the protection of individual rights and the needs of businesses in terms of data collection and processing.
Data protection declaration – Understanding and transparency!
Last updated August 29, 2023: the declaration of Lica protects your data. It details the processing of personal information by Lica. The document is clear and transparent. Wondering what data Lica collects? Our statement makes this clear. It also shows how and why they are used.
On the Lica website, your actions are tracked. Your IP address is recorded. Are you coming from another site? We note it. Your browser type is also identified. Why this data? They boost the user experience. They provide a tailor-made service for you
Purpose and duration of data retention
Lica processes the personal data of its customers for various purposes: private credit application, credit check, provision of information, improvement of services, and communication. The data collected is kept for a defined period depending on their nature. For example, data stored on the Lica website is retained for 12 months.
Security first: Our data protection measures
Lica takes data security very seriously. Technical and organizational measures, such as encryption, firewall, and protection against malware, are put in place. In addition, strict management of data access rights and ongoing employee training guarantee optimal protection. The company also ensures that it has the latest technological updates and performs regular backups of the data it processes.
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Un service 6 étoiles.
Les infos sont claires et précises.
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Elle est très bonne dans ce qu'elle fait...
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Transmission of data when applying for private credit
Lica collaborates with several financial providers to process credit applications. In this context, it complies with strict protocols to guarantee the confidentiality and security of the data transmitted. Customers are informed of these processes and give their consent before any transmission.
First and foremost, when an individual or company submits a funding request, it is common for them to disclose sensitive information. This may include, for example, financial details, bank statements or other personal data. Faced with this, it is imperative, even crucial, that this transmission takes place in a secure environment in order to avoid any possibility of leak or unwanted interception. In addition, to reinforce this security, authentication mechanisms are judiciously established. For what ? To ensure that only authorized actors have privileged access to this valuable data. At the end of the day, the financing applicant must be able to count on data transmission that inspires confidence and peace of mind.
Cookies and navigation
The use of cookies is standard practice on many websites, including Lica. They enrich the user experience by making the site more interactive and relevant. Lica ensures that the information collected via these cookies is not shared with any third party entity without the explicit consent of users.
Although beneficial in many aspects, they can raise privacy issues. This is why many regulations, such as General Data Protection Regulation (GDPR) in Europe, require sites to request user consent before placing or reading cookies. Therefore, when browsing, users are recommended to pay attention to notifications regarding cookies and to configure their browser according to their privacy preferences.
Exercising your data rights
Lica recognizes the importance of individuals' data protection rights. It therefore offers its users the possibility of accessing their data, rectifying it, or deleting it. For this, a simple and transparent system is put in place, allowing customers to easily contact the company and exercise their rights from our contact page.
Conclusion on data protection at Lica
Adapting to the new data protection law is not just a formality for Lica. It is a fundamental approach that puts customers at the heart of its concerns. By guaranteeing transparency, security and respect for user rights, Lica asserts itself as a responsible and reliable player in the world of private credit in Swiss.
So, whether you are an existing customer or considering using the services of Lica to apply for private credit, rest assured that “Data Protection” is a priority for our company.
