Adaptation and data protection under the new law

Data protection

The protection of personal data has become a major concern in the digital age. In Switzerland, companies are increasingly aware of the importance of protecting their customers' data. Lica, broker private credit based in Switzerland, is at the heart of this transition towards a more secure digital space. Let's take a look at how Lica has adapted to the new data protection law and what it is doing to protect its customers' information.


  1. Brief overview of the new law
  2. Data protection declaration
  3. Purpose and duration of data retention
  4. Our data protection measures
  5. Transmission when applying for private credit
  6. Cookies and navigation
  7. Exercising your data rights
  8. Conclusion on data protection

Brief overview of the new data protection law in Switzerland

The new data protection law in Switzerland, called DPA (Swiss data protection law), has been strengthened to meet current data protection challenges. This law aims to guarantee the security and confidentiality of the personal data of Swiss citizens. Here are some key points:

  1. Strengthening protection: The DPA strengthens the protection of personal data in Switzerland, granting individuals greater control over their personal information.
  2. Data transfer : The law also regulates the transfer of data to other countries, ensuring that Swiss data is protected when transferred abroad.
  3. Corporate Responsibilities: Companies are required to adhere to stricter data protection standards and put in place adequate security measures to prevent data breaches.
  4. GDPR compliance: Although Switzerland is not part of the European Union, the DPA aligns with many principles of the General Data Protection Regulation (GDPR), making it easier to exchange data with the EU.
  5. Sanctions: The LPD provides for severe sanctions for non-compliance, including significant fines.

The Swiss DPA is an example of the adaptation of data protection laws to new digital realities and the growing importance of individual privacy. It aims to maintain a balance between the protection of individual rights and the needs of businesses in terms of data collection and processing.

Data protection declaration – Understanding and transparency!

private credit data protection

Last updated August 29, 2023: the declaration of Lica protects your data. It details the processing of personal information by Lica. The document is clear and transparent. Wondering what data Lica collects? Our statement makes this clear. It also shows how and why they are used.

On the Lica website, your actions are tracked. Your IP address is recorded. Are you coming from another site? We note it. Your browser type is also identified. Why this data? They boost the user experience. They provide a tailor-made service for you

Purpose and duration of data retention

Lica processes the personal data of its customers for various purposes: private credit application, credit check, provision of information, improvement of services, and communication. The data collected is kept for a defined period depending on their nature. For example, data stored on the Lica website is retained for 12 months.

Security first: Our data protection measures

lica data protection

Lica takes data security very seriously. Technical and organizational measures, such as encryption, firewall, and protection against malware, are put in place. In addition, strict management of data access rights and ongoing employee training guarantee optimal protection. The company also ensures that it has the latest technological updates and performs regular backups of the data it processes.

Arthur MoreiraArthur Moreira
13:51 21 Feb 24
Marta FerreiraMarta Ferreira
14:47 20 Feb 24
Jedidia AndrianarivonyJedidia Andrianarivony
13:49 20 Feb 24
It's impeccable
Anderson ZomerAnderson Zomer
12:08 15 Feb 24
Really satisfied with Oman! Very professional, clear and fast! THANKS
Houda KacemHouda Kacem
13:33 09 Feb 24
Andreas HerzigAndreas Herzig
19:58 05 Feb 24
Leonora NrecajLeonora Nrecaj
16:52 03 Feb 24
I can highly recommend the advice of Mirlinda Ahmeti at Lica. She is reliable, acts quickly and finds solutions. I am very satisfied with her. ??
Exceptional professionalism from Ms. Mara Garcia and her entire team. I recommend.
Eliane RibeiroEliane Ribeiro
11:33 30 Jan 24
I would like to share my positive opinion on the services of Lica Crédit. Their professional team was efficient in processing my credit application, with competitive interest rates and flexible repayment terms. I highly recommend your services.
Giuseppe Di CarmineGiuseppe Di Carmine
13:39 26 Jan 24
Manuel is a kind and very competent person. Someone who knows how to do his job and who doesn't give up. I really recommend him.
Matteo D'ArpinoMatteo D'Arpino
19:57 18 Jan 24
Rosario D'alessandroRosario D'alessandro
10:38 18 Jan 24
Manuel is a good guy
14:23 11 Jan 24
Always try until we find a solution for the customer
Marta CabralMarta Cabral
15:57 09 Jan 24
Filipa DiasFilipa Dias
14:05 05 Jan 24
Dovile TDovile T
13:22 03 Jan 24
Thank you Manuel for the professional assistance, fast and efficient feedback!
Lurdes CunhaLurdes Cunha
13:26 07 Dec 23
I would like to thank Mr. Omar Gourgel, because he was very professional, excellent advisor and efficient in his work. My husband (Mr. Artur Da Silva Cunha) and I are extremely satisfied and recommend your services.
Zeinab RkainZeinab Rkain
13:34 29 Nov 23
Nilsa TeixeiraNilsa Teixeira
17:02 16 Nov 23
The consultant Mara Garcia, in addition to being friendly, is a good professional. She is very good at what she does...
Pedro RamiaoPedro Ramiao
16:45 16 Nov 23
Ana BelloAna Bello
11:16 16 Nov 23
Mr. Omar was very professional and very attentive to my need to obtain the ceedito
Alberto FloresAlberto Flores
15:48 07 Nov 23
Hello gentlemen from LicaOf course I am satisfied with your attention, especially that of Mr. Omar Grougel, everything was a pleasant conversation with the advice to carry out this project, thank you very much for everything…Thank you Mr. Omar G
Fadil KamishiFadil Kamishi
20:44 03 Nov 23
Greetings Mr Manuel you are n1 congratulations I am very happy with the work you do for us thank you very much.
Václav PalarčíkVáclav Palarčík
18:59 03 Nov 23
Thank you very much Mrs. Mirlinda Ahmeti, she helped me a lot and always answered my questions immediately, she is the right woman, thank you.
My EmailMy Email
15:58 02 Nov 23
My experience with Miss Mirlinda Ahmeti from Lica was very helpful, she represented me very well with the lender and in the end I got the financial assistance without any problem. Regards C.W.
Renata HlaváčkováRenata Hlaváčková
14:21 02 Nov 23
I am very satisfied and Mrs. Ahmeti is very professional.Thank you very much Renata
Bekim ShalaBekim Shala
11:46 02 Nov 23
Consultant Mirlinda immediately understood my needs as a client and worked hard to achieve a positive outcome to my requests. Polite, efficient, precise, professionally competent and very empathetic personally. I highly recommend Mirlinda Ahmet
Václav PalarčíkVáclav Palarčík
10:02 27 Oct 23
Helder FilipeHelder Filipe
11:52 25 Oct 23
joao pintojoao pinto
10:08 23 Oct 23
Jules UddinJules Uddin
10:16 16 Oct 23
05:13 13 Oct 23
Marcelo FerreiraMarcelo Ferreira
11:34 12 Oct 23
Excellent professional Mara Garcia
Salvatore Lo GiudiceSalvatore Lo Giudice
11:20 12 Oct 23
Manuel N^1 was very precise, a true professional.
Angela CoelhoAngela Coelho
09:39 09 Oct 23
Christian FarinaChristian Farina
09:20 09 Oct 23
It was a pleasure! Very pleasant business partner!
juan alcaldejuan alcalde
06:36 04 Oct 23
always gives solutions
Luis GarciaLuis Garcia
16:50 03 Oct 23
Paolo ChieffoPaolo Chieffo
17:17 28 Sep 23
Kimberly BallamanKimberly Ballaman
16:18 26 Sep 23
He was able to answer all our questions and help us with our request.
Nadia DeBarrosNadia DeBarros
13:13 21 Sep 23
Renaldo GjoziRenaldo Gjozi
09:18 20 Sep 23
Joaquim AzevedoJoaquim Azevedo
17:15 15 Sep 23
Antonio SimoneAntonio Simone
11:31 15 Sep 23
Thanks to Mr. Manuel a very competent person in his work thank you very much
Roberto LabanoRoberto Labano
13:24 14 Sep 23
Je voudrais dire que Mara Garcia a été excellente pour résoudre ma demande. Du début jusqu'à la fin. Je recommande à 100%. Merci Mara 🙂
Ricardo RibeiroRicardo Ribeiro
06:49 14 Sep 23
Mara Garcia took care of my order. Super friendly, attentive and always available to help. In this branch of the best I have found.
Cosimo TassoneCosimo Tassone
14:44 31 Aug 23
The consultant Manuel Ognissanti is a very good guy in his work and available, thanks to his knowledge I managed to obtain the credit. I recommend it to everyone ..?? THANK YOU MANUAL..
Ricardo Da SilvaRicardo Da Silva
08:25 31 Aug 23
Fast, no problem.
Ricardo RibeiroRicardo Ribeiro
08:19 31 Aug 23
Francesco CrisafulliFrancesco Crisafulli
11:59 30 Aug 23
available and practical! what you need in these situations.informed
12:48 19 Aug 23
False advertising. Inability to obtain a loan. Consultant offering me no solution, except to manage on my own...I strongly advise against it and that's a shame.
Melitta CostantinoMelitta Costantino
11:06 08 Jun 23
Impeccable efficiency. From A to ZFast, clear, efficient and serious
Dave MartinsDave Martins
15:51 03 Tue 23
Mrs. Garcia, with whom I had contact from start to finish, was great, attentive and very professional, it should be noted because in this area it is very rare. I got my fat credit fast from them. I can only recommend
Rachel PittetRachel Pittet
12:33 02 Tue 23
Very satisfied, a good solution has been found. Thank you very much for your work
Rui P.SantosRui P.Santos
14:08 31 Jan 23
Excellent service, very good customer support all along the way. A real pleasure to have found them. Mara did everything to help me find a solution. Thank you
Danny FernandoDanny Fernando
14:37 25 Jan 23
Company that really gives of itself for these customers and that really tries to find solutions. Friendly service, support during all stages. Real pros. I highly recommend. Many thanks to Ms. Garcia for her professionalism and efficiency.
Flaco VerdeFlaco Verde
17:15 19 Jan 23
Many thanks to Mara for her help and efficiency.
Eugenie KouassiEugenie Kouassi
16:27 18 Nov 22
Yes I am very satisfied with Manuel, humanely available, explains clearly with professionalism, very courteous on the phone, I recommend Lica ++++++ and many thanks to Manuel!
Oberlin MichaelOberlin Michael
16:58 01 Nov 22
She really was me, she's the only one who believed in me, I find her just incredible
vincent morelvincent morel
13:14 24 Oct 22
Mara Garcia I recommend her for the credits
jaffyx leejaffyx lee
11:09 21 Oct 22
Very responsive and available
Ferreira AlbertoFerreira Alberto
08:16 09 Sep 22
Many thanks to Lica and especially to François Guss. Your efforts do not go unnoticed. Thanks for your help and support. You are truly an asset to your team and to the entire organization. Your work ethic and your involvement are admirable, we are lucky to have someone as dedicated as you on board!
Cecilia de JongCecilia de Jong
08:57 15 Jul 22
The person of my response is very professional, efficient, reliable, diligent, updates my requests at any time, I am very grateful to Omar Gourgel, who always takes good care of my file, Bravo it's magnificent and excellent! Well done! The employer should be proud of him, applaud and promote him please???????
Thelight33 WorldThelight33 World
15:14 13 Jul 22
I was very satisfied with the services of Mr. Omar Gourgel, I highly recommend him! ?
luigi caldarolaluigi caldarola
10:22 29 Jun 22
Perfect service Perfect consultant manual. Punctual, meticulous, helpful, everything went well and thank you again for the service
Nuno AlvesNuno Alves
13:12 01 Feb 22
Very easy to apply for your loan. The advisor very helpful and always there to explain what you need to do. Recommend.
bjlno familybjlno family
22:54 10 Dec 21
We obtained our financing on very advantageous terms and in record time. Despite a refusal from another bank, Lica found us a great solution. We recommend the services of this company. Thank you for your work.
Bastien HenriBastien Henri
13:22 12 Jun 20
Very good service and a real novelty in terms of financing. Thanks to the cashback the conditions are excellent!

Transmission of data when applying for private credit

Lica collaborates with several financial providers to process credit applications. In this context, it complies with strict protocols to guarantee the confidentiality and security of the data transmitted. Customers are informed of these processes and give their consent before any transmission.

First and foremost, when an individual or company submits a funding request, it is common for them to disclose sensitive information. This may include, for example, financial details, bank statements or other personal data. Faced with this, it is imperative, even crucial, that this transmission takes place in a secure environment in order to avoid any possibility of leak or unwanted interception. In addition, to reinforce this security, authentication mechanisms are judiciously established. For what ? To ensure that only authorized actors have privileged access to this valuable data. At the end of the day, the financing applicant must be able to count on data transmission that inspires confidence and peace of mind.

Cookies and navigation

Data protection

The use of cookies is standard practice on many websites, including Lica. They enrich the user experience by making the site more interactive and relevant. Lica ensures that the information collected via these cookies is not shared with any third party entity without the explicit consent of users.

Although beneficial in many aspects, they can raise privacy issues. This is why many regulations, such as General Data Protection Regulation (GDPR) in Europe, require sites to request user consent before placing or reading cookies. Therefore, when browsing, users are recommended to pay attention to notifications regarding cookies and to configure their browser according to their privacy preferences.

Exercising your data rights

Lica recognizes the importance of individuals' data protection rights. It therefore offers its users the possibility of accessing their data, rectifying it, or deleting it. For this, a simple and transparent system is put in place, allowing customers to easily contact the company and exercise their rights from our contact page.

Conclusion on data protection at Lica

Adapting to the new data protection law is not just a formality for Lica. It is a fundamental approach that puts customers at the heart of its concerns. By guaranteeing transparency, security and respect for user rights, Lica asserts itself as a responsible and reliable player in the world of private credit in Swiss.

So, whether you are an existing customer or considering using the services of Lica to apply for private credit, rest assured that “Data Protection” is a priority for our company.

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Based on 162 reviews
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Arthur Moreira
Arthur Moreira
13:51 21 Feb 24
Marta Ferreira
Marta Ferreira
14:47 20 Feb 24
Jedidia Andrianarivony
Jedidia Andrianarivony
13:49 20 Feb 24
It's impeccable
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